For BUYERS

Independent Surveys about Buyer’s Agents

Since the mid-1980′s there have been a number of Independent Surveys completed by Money Magazine, Consumer Reports and consumer groups like the Consumer Federation of America comparing the advantages and benefits of using the services of real estate Buyer’s Agent vs. the Traditional real estate sales agent.

In general terms the consensus has been consumers can save more time and money with a Buyer’s Agent working as their real estate advocate compared to going it alone or relying on the Traditional Real Estate person or company who is listing the property for sale.

By law, the listing agent represent the best interests of the Seller and they are obligated to get the seller the best possible price and terms, no matter what they may tell you.

On the other side, A Buyer’s Agent can be a great asset when representing you as the buyer, and the tips below may help you to further understand the advantages of using a Buyer’s Agent.

In today’s very challenging real estate market you need all the help you can get, and an experienced Buyer’s Agent working as your advocate can save you time and money from start to finish in the real estate buying process.
Seeking out a Buyer’s Agent that is Accredited, Certified, and/or Exclusive, can also be beneficial, as they are typically better trained and better prepared to help you get a better deal no matter what the market conditions may be.
Ask an agent if they are willing to Sign an Exclusive Buyer Agency Agreement to offer you 100% Loyalty and thereby protect you from "Dual Agency" which can be a conflict of interests on the part of the agent. Hint: The more listings a company has the bigger the chance they cannot provide you with 100% Loyalty and proper representation.
Ask any Agent if you can spend a day or two getting to know each other, as well as the possible purchase chocies before signing the Exclusive Buyer Agency Agreement. If the Buyer’s Agent is helpful, knowledgeable and likable, commit to them so they can commit to you, and help you negotiate the best possible deal on the property that is best for you and your family.
Don’t believe any agent that says their services are free. Normally you are paying your Buyer’s Agent indirectly through the price you pay for the home you choose. It is the mortgage money from the buyer’s side that funds the transaction, and it is the seller’s equity that is debited for both the Buyer’s Agent and the Seller’s Agent fees at closing.
If you think you can get a better deal without the help of a Buyer’s Agent, you are probably wrong. There is a slight chance you maybe able to negotiate the 2% to 3% agent commission from the seller if you are not using an agent, but consider:
- The Listing Agent or the Seller is typically entitled to any commission offerer in the MLS system if a Buyer’s Agent is not used.
- You may be able to negotiate the somewhat typical 2.5% to 3% MLS fee as a discount but a good Buyer’s Agent can easily save you double or triple that amount or more.
- A good Buyer’s Agent doesn’t base the offer price just on the average price per square foot of recent sale. That is not an accurate estimate in today’s very challenging market, and it can be a big mistake if that is what you think you should go by.
- You probably don’t not know the actually value, the potential for loss of value, or how much money you might leave on the table during negotiations until it is too late without a Buyer’s Agent at your side.

Filed Under: For BUYERS

Best Mortgage Loans

BestMortgageLoans.com is an integral part of The Real Estate Savings Center’s online network of Internet Gateways designed to Save You Time & Effort locating A Buyer’s Agent, A Seller’s Agent, the Best House Builders and the Best Mortgage Loans in your area of interest.

Best Mortgage Loans helps you compare rates for home purchases and equity lines of credit, as well as mortgage loan refinancing just about anywhere in the United States or Canada.

To locate the best mortgage loans and refinancing options for homes and other real estate, start by selecting from the List of Active States and Provinces. You will be directed to The Real Estate Savings Center offering information and insight about mortgage lenders that can provide excellent home loans and refinancing packages.

Importantly, all of mortgage lenders who are part of the Best Mortgage Loans network offer some special type of incentive when you select their services. If we do not have a Mortgage Lender set up in your city, you can complete the form below and we will get one set up for you ASAP.

Filed Under: Mortgage Loans Tagged With: Mortgage Loans

Buyer Rebates are Legal & Available

Don’t be confused by real estate agents or others that tell you Real Estate Rebates are Illegal or Unavailable.

The fact is Real Estate Rebate and/or a Credits at closing are now available in 40 states where such important benefits are legal. See what the U.S. Justice Department has to say about real estate buyer rebates.

GET STARTED HERE: Find a Buyer’s Agent who offers Rebates or Credits at closing and who can work as your real estate advocate in your city of choice.

Filed Under: Buyer Rebates

Best House Builders

Locate the Best House Builder in your hometown or your destination city at BestHouseBuilders.com. This Real Rstate Gateway is part of the fast growing Real Estate Savings Center Network serving North America.

As part of The Real Estate Savings Centers we set up for all cities and towns in 40 of the United States, we include the Best Home Search Solution which provides you with your own private home search website complete with daily update of all new listings that match your specific search requirements.

As a Best Home Search you enjoy access to Millions of Real Estate Listing nationwide including your hometown and/or your destination city.

Filed Under: House Builders, What the Real Estate Savings Center Can Do For You!

A Buyer’s Agent

Independent Surveys have shown you can save about 3% more using a true Buyer’s Agent compared to trying to go it alone or instead of going directly through the Listing Agent who represent the best interests of the seller. Not only can the Buyer’s Agents associated with ABuyersAgent.com and The Real Estate Savings Center network work as your advocate, they are Accredited, Certified, and/or Exclusive Buyer Agents, plus some of these agents also provide a home buyer Rebate and/or a Credit at closing in the 40 states where such benefits are legal and available. See what the U.S. Justice Department has to say about home buyer rebates.

GET STARTED HERE:Find out more about the benefits of having a Buyer’s Agent working as your real estate advocate in your city of choice by visting ABuyersAgent.com

A Buyer’s Agent, A Seller’s Agent, Best Home Search, The MLS Search Engine, Best House Builders and the Best Mortgage Loans are some of our network website domain names working together under the umbrella of The Real Estate Savings Center. As a network, we are designed to provide real estate consumers with a “One Stop” solution for a better deal when buying a home or other real estate just about anywhere in the United States or Canada. If we are not yet in your local area, you can fill out a short request form below and we will add a Savings Center for you city promptly as long as it has a population of 50,000 or more people.

Self-Proclaimed Buyer’s Agents - So what are their credentials? Are they Exclusive, Certified or Accredited? You need to find out to protect yourself and avoid the limitations of “Dual Agency” which is basically a conflict of interest on the part of some “self-proclaimed buyer agents”. You will find it helpful to ask up front if the REALTOR® claiming to be a Buyer’s Agent will be trying to sell you one of their own company’s listings.

Of course you want to see all listings that match your needs, but be aware of the obvious conflict of interest if your so-called Buyer’s Agent is also the Seller’s Agent for the company that has the property listed for sale. If your Agent can’t provide you with 100% Loyalty during negotiations then you will likely pay more than you really need to when you buy a home or other real estate.

So, why do you need a Buyer’s Agent? Because, unless you have extensive experience buying homes in your local area or your destination city, a Buyer’s Agent offers you a much more secure and cost-effective way to buy a home or other real estate. A Real Estate Buyers Agent or Buyer’s Broker can work as your advocate to save you time and money throughout the entire real estate transaction.

How Much Does a Buyer’s Agent Cost? – Nothing Extra, and that’s another benefit! The price you pay for the home or other real estate you choose typically includes a fee for two Agents: the agent representing the seller (Listing Agent) and the agent representing the buyer (Buyer’s Agent). Since the price of the property you are purchasing normally includes a commission for both agents, it makes good sense to take advantage of this typical MLS (Multiple Listing Service) arrangement by selecting a Buyer’s Agent to work as your Realtor and real estate advocate.

Each Buyer’s Agent associated with The Real Estate Savings Center Network is an accomplished real estate professional. ABuyersAgent.com is designed to help you, the real estate consumer, locate the top real estate buying services in your hometown and/or your destination city. Please Bookmark and check back often as we continue to add a top buyer’s agent to our network in cities across North America.

Real Estate Buyer’s Broker - A Buyer’s Agent (Excerpts from Wikipedia), the free encyclopedia have been edited:

A Real Estate Buyer’s Broker represents the best interest of buyers of real estate and attempts to not only find the best property to meet the buyer’s needs but also is obligated to work as the buyer’s advocate and to get the buyer the best price and the best terms on the property that best suits their needs. In the United States, the relationship was originally established by reference to the English common law of agency with the broker having a fiduciary relationship with his buyer clients.

Other Real estate brokers and their sales people (commonly called “real estate agents”), assist sellers by listing and marketing their property, and then selling it for the highest possible price and best possible terms. When acting as a Buyer’s agent with a signed agreement, these Realtors assist buyers by helping them purchase property on a level playing field. Always make sure you have a written buyer agency agreement, because if you do not Realtors, Brokers, and Agents may assist buyers in the acquisition of property while representing the seller and the seller’s best interests. SO IT VERY IMPORTANT THAT ASK YOUR AGENT FOR A WRITTEN AGREEMENT THAT PROTECTS YOU FROM CONTRACT TO CLOSING!

In most states, until the 1980s, buyers who worked with an agent of a real estate broker in finding a house were customers of the brokerage, since the real estate brokers represented only sellers. Today, state laws differ. Buyers and/or sellers both may be represented. A written “Buyer Brokerage” agreement is typically required for the buyer to have proper representation (regardless of which party is paying the commission).

Buyers as Clients – A real estate brokerage attempts to do the following for the buyers of real estate only when they represent the buyers with some form of written Buyer Brokerage agreement:
1. The buyer’s agent acts as a fiduciary for the buyer.

2. Find real estate in accordance with the buyers needs, specifications, and affordable.
3. Takes buyers to and shows them properties available for sale.
4. When deemed appropriate, pre-screens buyers to ensure they are financially qualified to buy the properties shown (or uses a mortgage professional to do that task).
5. Helps to negotiate price and terms on behalf of the buyers and prepares standard real estate purchase contract by filling in the blanks in the contract form.

Also Consider: In many jurisdictions, particularly those in the United States, a person is required to have a license in order to receive remuneration for services rendered as a real estate broker. In particular, any of the following descriptions could refer to a real estate broker in the USA:
- A licensed person owning, managing, or being in charge of a real estate brokerage firm, even if the broker just works for him – or herself.
- The real estate brokerage itself: the brokerage is the firm or business of the broker which can also be called a real estate agency.
- A licensed real estate professional who has obtained a broker’s license (which entitles them to operate a real estate brokerage). By default, a real estate broker of this kind has already met the requirements of “salesperson” or “agent” licensing. A real estate broker can still be designated as such without owning a real estate brokerage.
- Some people may refer to any licensed real estate agent as a real estate broker. However, a licensed real estate agent is a professional who has obtained either a real estate salesperson’s license or a real estate broker’s license. Sales people work under the guidance of a Broker who is ultimately responsible for the salesperson’s actions as an agent. Therefore real estate agent are agents of the broker who is the real agent for the client.
- A Realtor is a real estate agent or a real estate broker who has taken their professionalism to the next step by committing to a Code of Ethics. Only about 50% of real estate agents are Realtors. The choice it up to you! Do you want to work with a real Realtor or a real estate agent?

You should also appreciate the home buying articles and advice offered here for home buyers to help get them through the home buying process.

IMPORTANTLY – If you are already under contract with another Realtor, Buyer’s Agent or Relocation Company, please stay with them, as this website and the information provided herein is not a solicitation to get you to change real estate agents or companies.

If you are not working with another real estate professional, you may want to submit this short form to find out about the significant savings being offered in your hometown or your destination city.

Filed Under: A Buyers Agent

Building Your House: We can save you time locating the builders offering the best deals on quality construction in your area

The Real Estate Savings Center seeks out the very Best House Builders through personal recommendation from local real estate professionals, as well as consumer recommendations and reviews seen on such sites as City Search and Yelp. BestHouseBuilders.com saves you time and effort by sorting through the builders to find out who is currently offering the best quality, and which of these reputable builders offers bonuses like paid closing costs and/or free upgrades when you present your Real Estate Savings Certificate.

If you haven’t received one yet, you can order your Saving Certificate now and check out the House Builder deals being offered.

Visit The Real Estate Savings Center to see if we have selected a top House Builder in your city of choice. If not, you can request that we add it right away by Contacting Us or submitting the short form below.

Filed Under: House Builders